Loan/Overdraft against NRE / FCNR Deposit

With our exciting new product offering – Loan Against NRE/FCNR Deposit, Doha Bank NRI customers can now get the best of both worlds, i.e., get High Rate of Interest on their deposits in India and Loans against that deposit at lowest rates in GCC.

Moreover, they also have the option of choosing the Loan/overdraft either in the local currency in Qatar, UAE and Kuwait or in USD. This product facilitates easy line of credit for customers with the convenience of repaying the loan as and when the funds are available.

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Salient Features

  • Loan/overdraft available in USD or in QAR, AED or KWD
  • Loan amount up to 75% of the deposit amount
  • Attractive loan interest @ 3.5%pa in USD and @ 4.5%pa QAR, AED or KWD
  • Flexible repayment options of up to 12 months. Renewal can be done after 12 months.
  • No early Settlement, Management or Insurance Fees applicable
  • Minimum loan amount of USD 25,000/- OR QAR/AED 100,000 OR KWD 10,000/-
  • Quick Approval and Easy documentation


  • Non Resident Indians with valid UAE/ Qatar / Kuwait residence visa
  • Salaried or Self Employed Non Resident Indian National
  • Loans available against NRE INR or FCNR own deposits or 3rd party deposits with Doha Bank India

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Exchange Rate of INR against the loan denominated currency may fluctuate and that the Bank has no control over such fluctuations, and the Customer confirms that he fully understands the consequences that such fluctuations may have an impact on the Customer’s obligations. Customer shall not hold the Bank liable for any losses in such circumstances.


Doha Bank’s retail, commercial and corporate products are granted at our sole discretion and are subject to the Bank’s terms, conditions and acceptance.