Charges for Personal Customers

Schedule of Charges


Charges for Personal Customers

SN Type of commission or Fees Maximum Limits of commissions & Fees

First : Customer’s Accounts

1 Commission on the minimum limit of the balance of the current and savings account.
a. Active Accounts None
b. Dormant Accounts QR 10 for the balance which is less than Qrs. 500/- or its equvalent in other currencies.
2 Fees of closing a current or saving account
a. Has been opened since more than one year None
b. Has been opened since less than one year QR 50
3 Statements of Account
a. Periodic statements sent to customers None
b. Statements endorsed by banks other than the periodic ones QR 10 per statement
c. Statements that show transactions for the past one to five years QR 10 per statement
d. Statements that show transactions for more than five years ago QR 20 Per statement
4 Cash withdrawal over the counter (Counter cheque) QR 10 for amounts is less that QR 1000
5 Overdrawing commission QR 50 during the month
6 Fees of Service Invoice payment QR 5
7 Instructions to transfer from accounts :
a. Transferring from one account to another inside the bank None
b. Transferring to another bank inside Qatar QR 10 per transfer
c. Transferring to another bank outside Qatar QR 15 per transfer
8 Issuing cheque books :
a. Regular cheque books
– First Cheque book issued upon opening the account None
– Subsequently issued cheque books QR 10
– 25 leaves
– 50 leaves
– 75 leaves
b. Cheque books with specific design according to the desire of customer Actual cost + QR 20
9 Requesting copies of previosly paid cheques
a. Less than one year QR 10 per cheque
b. More than one year QR 20 per cheque
10 Return Cheques commission :
a. Insufficient Funds
– First time QR 100
– Second Time QR 150
– Third Time QR 300
b. Other legally accepted reasons None
11 Commission of stopping the disbursement of missing cheques
a. For each cheque QR 25
b. For each cheque Book QR 100
c. A banking cheque QR 50
12 Commission for issuing a bank cheque QR 25

Second : Personal Loans

13 Loan Rescheduling QR 250 each schedule
14 Postponement of Loan Installment QR 50 per postponement
15 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Salaried

16 Replace Loan Guarantor QR 100
17 Loan Guard Insurance Fee-Personal Loan (Monthly) 0.1% of outstanding or 0.6% pa on the loan amount
18 Late Payment Fee for unpaid installment per occurrence QR 50
19 Penalty interest on the past due amount Loan Rate + 2%
20 Installment Postponement Fee (for each payment postponed) QR 50
21 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
22 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Non Salaried

23 Penalty interest on the past due amount Loan Rate + 3%
24 Management Fees 1.00%
25 Loan Guard Insurance Fee-Personal Loan (Monthly) 0.1% of outstanding or 0.6% pa on the loan amount
26 Penalty for unpaid installment per occurrence QR 100
27 Installment Postponement Fee (for each payment postponed) QR 100
28 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
29 Early Settlement (Partial or Full) of remaining balance 1%
30 Replace loan guarantor QR 100
31 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Third : Loan / POD Against Deposits Fees

32 Interest Rates 2% above deposit or Specified on product Level
33 Loan Guard – Upfront premium per year on requested loan amount Applicable for loan top ups if the Existing Loans is on Lumpsum (Optional ) 0.60%
34 Loan Guard – Monthly premium per month on outstanding loan amount (Optional ) 0.10%
35 Penalty Interest on the past due amount Facility Rate+3%
36 Penalty for unpaid installment per occurrence QR 100
37 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
38 Early Settlement (Partial or Full) of remaining balance 1%

Fourth :Loan Against NRE Deposits Fees

39 Penalty Interest on the past due amount Loan Rate+3%
40 Penalty for unpaid installment per occurrence QR 100
41 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
42 Early Settlement (Partial or Full) of remaining balance 1%

Fifth :Loan Against Shares including IPO

43 Management Fees 1%
44 Loan Guard – Upfront premium per year on requested loan amount 0.60%
45 Loan Guard – Monthly premium per month on outstanding loan amount 0.10%
46 Penalty for unpaid installment per occurrence QR 100
47 Penalty Interest on the past due amount Loan Rate+ 3%
48 Installment Postponement Fee (for each payment postponed) QR 100
49 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
50 Early Settlement (Partial or Full) of remaining balance 1%
51 Replace loan guarantor QR 100
52 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25
53 Pledge Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
54 Pledge release Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
55 IPO Subscriptions commission per ID QR 500

Sixth : Housing Loan

56 Loan Rescheduling QR 250 each schedule
57 Postponement of Loan Installment QR 50 per postponement
58 Loan Guard insurance Fee Housing Loan 0.06% monthly of the loan outstanding amount
59 Housing Loan Interest Rates Starting from 4.39%
60 Fire Insurance Premium Home loan 0.15% Yearly based on the building value
61 Early Settlement Fees 1% of the settled amount (Partial or full settlements)
62 Evaluation Fee Available upon request
63 Mortgage Fee QR 1000
64 Release of Mortgage Fee QR 500
65 Loan Cancellation after Approval – Housing Loan QR 1000
66 Management Fee 0.25%, Max. of QR 10,000
67 Late Payment Fee for unpaid installment per occurrence QR 50
68 Penalty Interest on the past due amount Loan Rate+2%
69 Replace loan guarantor QR 100
70 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Seventh : Car Loan

71 Reissuance/Change of issued LPO QR 250
72 Cancellation of issued LPO QR 250
73 Late Payment Fee for unpaid installment per occurrence QR 50
74 Loan Guard Insurance Fee-Car Loan (Monthly) 0.1% of outstanding or 0.6%pa on the loan amount
75 Letter for changing Vehicle Plate Number QR 100

Salaried

76 Loan Guard – Upfront premium per year on requested loan amount 0.60%
77 Penalty for unpaid installment per occurrence QR 100
78 Penalty Interest on the past due amount Loan Rate+ 2%
79 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
80 Replace loan guarantor QR 100
81 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25
82 Letter for Changing Vehicle Plate Number QR 100
83 Reissuance/Change of issued LPO QR 250
84 Cancellation of issued LPO QR 250

Non Salaried

85 Management Fees 1.00%
86 Loan Guard – Upfront premium per year on requested loan amount 0.60%
87 Penalty for unpaid installment per occurrence QR 100
88 Penalty Interest on the past due amount Loan Rate+ 3%
89 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
90 Early Settlement (Partial or Full) of remaining balance 1%
91 Replace loan guarantor QR 100
92 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25
93 Letter for Changing Vehicle Plate Number QR 100
94 Reissuance/Change of issued LPO QR 250
95 Cancellation of issued LPO QR 250

Eighth : ATM Services

96 Issuing an ATM Card None
97 Issuing an additional ATM card QR 50
98 Replacement of lost password QR 10
99 Replacement of lost or damaged ATM card QR 50
100 Withdrawing from ATMs related to the bank or other banks inside Qatar (NAPS) None
101 Withdrawing from ATMs related to the GCC QR 6 per cash withdrawal transaction
102 Withdrawing from ATMs related to other banks outside Qatar and GCC QR 10 or 1%(whichever is higher) per cash withdrawal transaction
103 Inquiring about the balance outside Qatar None
104 Disputed Transaction Fee if transaction is proved to be genuine QR 100

Ninth : Credit Cards

105
Fee & Charges Dream Credit Card Green Credit Card Asriya / Platinum Credit Card Infinite Credit Card LULU credit card Click / ClickQtickets Card
Annual Fee Free Free Free QR 1000 QR 100
(first year free)
QR50
2nd Card fee QR 200 n/a n/a n/a n/a n/a
1st Supplementary Card Free QR20
2nd Supplementary Card Free QR20
3rd Supplementary Card QR50 n/a
PIN re-issuance fee QR 100 n/a
Late Payment fee QR 50 n/a
Limit change fee QR 50 n/a
Card replacement fee QR 100 QR50
Priority Pass Card Annual Fee n/a n/a QR500 n/a n/a n/a
Card Cancellation Fee QR 200 QR 300 QR50
Reload from Dbank Online n/a Free
Reload through branch n/a QR50
Cash Advance fee 4.5% of transaction amount OR QR 20, whichever is higher n/a
Foreign currency Mark-up 1.95% n/a
Credit Card overlimit fee QR 100 n/a
Disputed Transaction Fee QR 100 QR 100
Copy of Sales Voucher (POS SLIP) QR 25 n/a
Uncollected and destroyed ATM Cards (more than 60 days) QR 50

Tenth : Other services

106 Clearance or balance certificates or other certificates requested by customers QR 25 per certificate
– Liability Letter
– Clearance Letter (NOC) with out liability
– Customer balance certificate or any other letters as per the request of customer
107 Signature Verification QR 10
108 Power of Attorney – Recording Fees QR 50
108 Power of Attorney – Amendment Fees QR 50
110 Power of Attorney – Cancellation Fees QR 50
111 Uncollected and destroyed cheque books (more than 90 days) QR 1 per cheque leaf (QR 25 for 25 leaf cheque book) Similar to cheque book cost/pricing
112 Cancellation of manager’s cheque QR 50
113 Fees collection for Embassy of Pakistan QR 5 per transaction

Eleventh : EBanking Services (Personal)

114
Online Banking Max. Limit of Fees & Commission
Registration Free
Reset Online Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts and transactions Free
Cheque book request Free – First Cheque book
QR. 10 – Subsequent cheque books of 25 leaf
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR. 10 per transaction
Transfers to another Bank inside Qatar QR. 10 per transaction
Inward remittance from outside of Qatar QR. 50 per transaction
Utility bills payments Free
Credit Card payments Free
General service information Free
Add Standing Instruction Free
Online Loan request Free
Request for Printed Account statement QR. 25 for each month (statement period – 1 year)
QR. 50 for each month (statement period – Above 1 year)
Request for Re-issue of Credit Card PIN QR. 100 – Issuance of new PIN
QR. 15 Local delivery through QPost
Courier charges applicable for international delivery
Request for Click Internet Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Request for Supplementary Click Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Interest rates information Free
Phone Banking
Registration Free
Reset Phone Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Cheque book request Free – First Cheque book
QR. 10 – Subsequent cheque books of 25 leaf
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR. 10 per transaction
Utility bills payments Free
Credit Card payments Free
General service information Free
SMS Banking
Registration Free
SMS PUSH alerts Free
SMS PULL alerts As applicable by telecom providers
Mobile Banking
Registration Free
Reset Mobile Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR. 10 per transaction
Transfers to another Bank inside Qatar QR. 10 per transaction
Utility bills payments Free
Credit Card payments Free
Enquiries on Remittance transactions Free
Interest rates information Free

Twelfth : Locker Charges

115 Small Size QR 500
116 Medium Size QR 750
117 Large Size QR 1000
118 Extra Size QR 1250

Thirteenth : QDB Charges

119 Transfer of QDB Installment QR 25
120 Non-trigger off QDB Installment due to insufficient balance QR 25

Fourteenth : Wage Protection System Salary File Upload Fees

121
WPS Salary File content Fees per each file (QR)
10 workers or less QR 50
11-50 workers QR 100
51-100 workers QR 200
101-200 workers QR 300
201-300 workers QR 400
301-500 workers QR 500
501-1000 workers QR 600
1001-2000 workers QR 700
2001-3000 workers QR 800
3001-4000 workers QR 900
4001-5000 workers QR 1000
5001 workers and above QR 1100