Interest Free Loan Top-Up Up To QR 200,000!

Exclusive Personal Loan offer for Qatari Nationals! Best time to transfer your salary & loan to Doha Bank to enjoy 0% interest on top up loan.


Don’t miss out on this chance to get your maximum loan eligibility at a lowest rate of 4.25% on the main loan and an INTEREST FREE top up loan up to QR 200K.

So whether you need extra finance or wants to enjoy a low interest rate loan, click on the link below or contact us to know your eligibility and other details of this offer.

Click here to Know your eligibility

Product Features

  • Competitive interest rate of 4.25% p.a. on the main loan.
  • 0% interest on loan top up.
  • Easy and fast approval.
  • No management fees.
  • Minimum loan eligibility of QR 100K up to a maximum of QR 2Mn including interest.
  • Maximum loan eligibility for ZERO% loan* is 15% of the main loan** subject to maximum cap of QR 200,000.
  • Minimum and maximum repayment period of 72 months.
  • Free IPhone XS with Doha Bank credit card***.
  • Get all Al Riyada benefits for salaries above QR 30,000.

Sample Computation

Loan Type Loan Amount (QR) Loan Tenor (Months) Monthly Installment
Main / Buyout Loan 1,000,000 72 15,759
0% Top up Loan 150,000 72 2,083
Total Combined Loan 1,150,000 72 17,843

Above calculations are indicative and subject to change as per the Bank’s policy.

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Terms and Conditions

  • *Zero% Loan – top up loan disbursed with 0% interest.
  • **Main Loan – buyout/NTB loan disbursed with 4.25% interest.
  • ***Free iPhone XS shall be as per the existing credit card promotion.
  • Applicable for Qatari customers with a minimum salary of QR 15,000 (Basic + Social).
  • Loan postponement available for the main/buyout loan only.
  • Incase customer wants to transfer the loan to any other bank before 4 years from the date of disbursement of the loan, customer should pay back interest of ZERO% Loan @ 6.5%.
  • In case of full or partial settlement on the main loan, ZERO% loan should be settled first.
  • Offer valid till 15th September 2019.

Interest Calculation (APR):

  • Commencing from the Loan Date, interest shall accrue on the Loan on a daily basis at the relevant Interest Rate and will be capitalized to the Loan Amount at the end of each month.
  • Interest will be calculated as per following formulae. The Daily Balance of the Loan X Total Annual Rate X (1/360)
  • Every payment made after the due date will result in additional interest accrual on loan
  • Where a Grace Period applies or where the Customer is granted a postponement in respect of an installment, interest on the relevant Loan shall continue to accrue and will be capitalized to the Loan Amount at the end of each relevant month.